My Car Insurance Life |

Although petrol prices are down from last year, it looks as if the cost of owning a car may be rising. Should that happen, here is a few tips how to beat that trend with cheap car insurance.

Bargain for discounts

Make sure your car insurance underwriter applies all possible discounts. Make sure you describe your occupation properly. Some companies offer discounts for professional degrees, sometimes you can negotiate a reduction just for being a longtime customer. If you no longer commute, let them know that too. You could save another 10% just by driving less then 10 miles a day.

Look at the history of your claims. Can you afford higher excess? That can reduce your yearly premium significantly.

Also, try and see if you up fro renewal for your home insurance. Get both, car and home with the same company and qualify for further discounts on both!

Watch your credit score. In the US, if you’re behind with your bills and so it’s advisable to try and fix your credit score before you apply.