Similarities Between a Fire Extinguisher and a Car Insurance
Posted by admin | Under Finance Wednesday Dec 23, 2009
Patricia Gabbett asked:
A family in Oregon loyally arms their home with 2 fire extinguishers every year - just in case a fire breaks out.
But one year, the father thought about cutting down “unnecessary” expenses. And so that year, he did not buy even a single fire extinguisher for their Oregon home. 9 months passed without any fire breaking out. Until one night, butane gas leaked from their night lamp which caused a huge, uncontrollable fire.
Their house was burned down into ashes.
As with any preventive measure, we will never appreciate a fire extinguisher or an insurance until something bad happens. But why should we wait for an accident to happen before arming ourselves with either of these items? Nobody wants to experience the tragedy of losing a home or being involved in a car wreck. But when these things happen, it is good to know that you and your properties are insured.
First similarity, both items are cheap. Well, at least cheaper than what you prevent by using it. When fire extinguishers are not used, you have to be thankful that there was no fire to extinguish in that span of time. Similarly, when you pass a year without the need to file for benefit claims from your auto insurance company, you have to be grateful that you were not involved in a car accident.
Second, fire extinguishers come in different variants. You have the option to choose to pick one that extinguishes paper fire or a more expensive one which extinguishes electrical fire. Of course, this depends on what purpose you will use it and where the fire extinguisher will be placed. If it will be left in an industrial zone, it is wise to buy the more expensive extinguisher. If you need one for the home, a paper extinguisher will suffice.
Likewise, car insurances have different types. Depending on what lifestyle you have and how comprehensive the type of coverage you prefer, you could either choose to go for a full coverage car insurance or a specific one like an auto collision insurance. If you are on a tight budget and looking for a discount, you have three options: study hard to get a good grade discount, apply for a women’s discount (if you are female), or wait until you are 25 or older (because 25 year olds and above get lower monthly premiums).
Lastly, a fire extinguisher is easy to use. If there is an emergency, all you have to do is to remove the pin, point the nozzle towards the fire and hold the lever down until the chemical is released. But though this is a simple step by step process, it is even easier to apply for car insurance. You have two options: log on to the internet and wait for car insurance quotes online or you could visit the insurance company in person and apply for insurance right then and there.
Why don’t you try it yourself and see how fast it is to get a personal auto insurance assessment and a corresponding auto quote for your own car?
A family in Oregon loyally arms their home with 2 fire extinguishers every year - just in case a fire breaks out.
But one year, the father thought about cutting down “unnecessary” expenses. And so that year, he did not buy even a single fire extinguisher for their Oregon home. 9 months passed without any fire breaking out. Until one night, butane gas leaked from their night lamp which caused a huge, uncontrollable fire.
Their house was burned down into ashes.
As with any preventive measure, we will never appreciate a fire extinguisher or an insurance until something bad happens. But why should we wait for an accident to happen before arming ourselves with either of these items? Nobody wants to experience the tragedy of losing a home or being involved in a car wreck. But when these things happen, it is good to know that you and your properties are insured.
First similarity, both items are cheap. Well, at least cheaper than what you prevent by using it. When fire extinguishers are not used, you have to be thankful that there was no fire to extinguish in that span of time. Similarly, when you pass a year without the need to file for benefit claims from your auto insurance company, you have to be grateful that you were not involved in a car accident.
Second, fire extinguishers come in different variants. You have the option to choose to pick one that extinguishes paper fire or a more expensive one which extinguishes electrical fire. Of course, this depends on what purpose you will use it and where the fire extinguisher will be placed. If it will be left in an industrial zone, it is wise to buy the more expensive extinguisher. If you need one for the home, a paper extinguisher will suffice.
Likewise, car insurances have different types. Depending on what lifestyle you have and how comprehensive the type of coverage you prefer, you could either choose to go for a full coverage car insurance or a specific one like an auto collision insurance. If you are on a tight budget and looking for a discount, you have three options: study hard to get a good grade discount, apply for a women’s discount (if you are female), or wait until you are 25 or older (because 25 year olds and above get lower monthly premiums).
Lastly, a fire extinguisher is easy to use. If there is an emergency, all you have to do is to remove the pin, point the nozzle towards the fire and hold the lever down until the chemical is released. But though this is a simple step by step process, it is even easier to apply for car insurance. You have two options: log on to the internet and wait for car insurance quotes online or you could visit the insurance company in person and apply for insurance right then and there.
Why don’t you try it yourself and see how fast it is to get a personal auto insurance assessment and a corresponding auto quote for your own car?